Resources
Shopping for an Umbrella Policy with Underinsured/ Uninsured Coverage
As previously discussed on my website, you need strong underinsured/ uninsured motorist coverage that mirrors your auto liability coverage limits. If you are hit on a bicycle, make sure your auto liability limits match your underinsured/uninsured (UM/UIM) coverage limits. Don’t reduce or “step down” your underinsured/uninsured coverage limits in an attempt to lower your policy premium just to save a few bucks. The savings are not big enough, and the potential expense can be devastating. For an insurance company to drop your underinsured/uninsured motorist’s coverage effectively, they must obtain written permission from you. See Insurance Code Section 11580.2(a)(2).
Bicycle Injury Articles by Richard Duquette:
Shopping for an Umbrella Policy with Underinsured/Uninsured Coverage
How Insurance Companies Investigate Your Claim
Don’t Get Doored: 10 Tips for Cyclists
Evidence Wins Bicycle Injury Cases
How Do You Know if the Personal Injury Lawyer You Want to Hire is Qualified?
Each of the links above will arm you with the important and in some cases urgent information you need to make informed decisions about your case and representation. Please read them, then call me for a FREE consultation- 760-730-0500. We’ll work together to help you through this stressful and confusing time.
* DISCLAIMER: This web site is designed for general information only. Information on this site pertains only to California Law. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues.
Contact me or call my office to schedule a FREE Case Evaluation: 760-730-0500
